IFRS9 ECL Solution

Built for Your Models

Trusted by Nigerian Banks • Auditor-Approved

The Real Problem

Most IFRS9 engines fail for one reason:

They require your risk team to adjust your thinking to match how the system was built.

We did the opposite.

We built around how your team already works—with flexibility, transparency, and speed.

What You Get

You get a fully functional IFRS9 ECL engine, delivered as a lightweight desktop application—
capable of calculating and exporting PD, LGD, EAD, and ECL across economic scenarios.

Use Cases:

Features That Matter

Built on Your Internal Models

We don’t replace your methodology. We make it run faster.

Excel-First Input

Upload structured Excel sheets. No need to log in to your core banking system.

Supports All 3 Scenarios

Base, optimistic, and pessimistic — processed in one model run.

Audit-Ready Exports

Each model run logs date, time, and data file used. Exports to Excel or PDF, and can be emailed directly.

PD Inputs Updated Separately

Pulls PD values from storage only when needed. Less rework.

Project Management

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Why It Works

This isn’t a plugin or a reporting hack.

It’s a purpose-built ECL solution that’s already passed real audits and board scrutiny.

Who’s Using It

Wema Bank

Fully deployed IFRS9 engine, integrated with internal reporting processes.

SunTrust Bank

Used across risk and finance to support provisioning and board reporting.

Get Started

We don’t show code. We show results.

Let’s talk about your models, your team, and how this solution fits.