Trusted by Nigerian Banks • Auditor-Approved
Most IFRS9 engines fail for one reason:
They require your risk team to adjust your thinking to match how the system was built.
We did the opposite.
We built around how your team already works—with flexibility, transparency, and speed.
You get a fully functional IFRS9 ECL engine, delivered as a lightweight desktop application—
capable of calculating and exporting PD, LGD, EAD, and ECL across economic scenarios.
We don’t replace your methodology. We make it run faster.
Upload structured Excel sheets. No need to log in to your core banking system.
Base, optimistic, and pessimistic — processed in one model run.
Each model run logs date, time, and data file used. Exports to Excel or PDF, and can be emailed directly.
Pulls PD values from storage only when needed. Less rework.
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This isn’t a plugin or a reporting hack.
It’s a purpose-built ECL solution that’s already passed real audits and board scrutiny.

Fully deployed IFRS9 engine, integrated with internal reporting processes.

Used across risk and finance to support provisioning and board reporting.
We don’t show code. We show results.
Let’s talk about your models, your team, and how this solution fits.
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