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Bespoke Credit Risk Solutions
From IFRS 9 to risk rating and automation, we build around your models and data.
BST5 January Data Analysis 3
RegSuite: Regulatory Reporting. Without the Friction.
Built for Nigerian banks. Adaptable for any region. Custom templates, smart validations, and a dashboard that puts everything in one place.
BST5 January Business Analysis 3
Training that actually helps your team do the work
We don’t just teach frameworks. We show your team how to apply Basel, IFRS 9, credit systems and reporting the way it works inside real banks. Available virtually or on-site.
BST5 January IFRS9 3
Struggling to hire the right risk and finance talent?
With the BST Talent Development Programme, your new hires do not just learn theory. They train on real tools and real projects from day one. Less onboarding. More impact.
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IFRS9 Solution
Credit Risk Systems
Credit Approval Workflow
Regulatory Reporting Tools

50+

Completed Projects

We Build the Risk Systems Banks Actually Use

Not just strategy. Not just slides. We build tools your team runs in production.

BST Consulting is a specialist firm delivering real-world solutions in credit risk, IFRS 9,
Basel compliance, and regulatory reporting.

We work with banks across Africa and Asia to design, build, and deploy systems
that hold up under audit, support live operations, and meet hard deadlines.

2000+

Trained Professionals

Proven Tools. Real Results. Global Impact.

Since 2019, we’ve helped financial institutions move beyond theory —
transforming how they manage credit, risk, and regulatory compliance.

From local banks to international institutions, our systems are built for live use,
tight timelines, and real-world pressure.

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Our Services

From Risk to Reporting, We Build What Banks Depend On

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IFRS9 ECL Solution

Automate expected credit loss calculations with your models, not someone else’s. Our engine handles PD, LGD, EAD, and multi-scenario ECL in one seamless flow.

Credit Risk Rating System

Internal ratings built to match your risk framework. Obligor and facility-level scoring, weighted logic, and documentation you can defend to auditors.

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Credit Approval Workflow

Eliminate the chaos of paper-based approvals. Our workflow tool streamlines origination, embeds policy triggers, and leaves a trail you can track.

Regulatory Reporting Suite

From CBN returns to board packs, we help you automate and export reports with Power BI dashboards and data-ready templates.

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Basel & IFRS9 Training

Upskill your risk, compliance, and finance teams with practical training from the consultants who build the systems. Live, virtual, and self-paced options.

Custom Risk Systems

Can’t find the tool you need? We design and deliver bespoke credit, risk, and reporting systems that work exactly the way your team does.

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Brands That Trust Us to Deliver

Courses You Can Access Anytime

Practical training built on live banking projects — accessible wherever you are.

Automate and Simplify Your IFRS 9 ECL Calculations

Your complete, audit-ready IFRS 9 ECL workflow.

BST Consulting’s IFRS 9 Expected Credit Loss (ECL) Solution helps banks and lenders meet compliance requirements with speed, accuracy, and confidence.

From data integration to final reporting, our solution streamlines the entire ECL process — reducing manual errors, improving audit readiness, and saving valuable time for your risk and finance teams.

Trusted by Institutions Across Multiple Regions

Our IFRS 9 ECL Solution is used by leading financial institutions to:

Learn Basel from the Team That Trains Banks

Access BST Consulting’s top-rated Basel II, III & IV course on Udemy

Join 800+ learners from around the world who trust BST’s Basel training to elevate their careers in banking and finance.

What Our Clients Say

Trusted by banks, built by practitioners.

From IFRS9 model builds to Basel training, our clients span banks, regulators, and finance teams across four continents. Here’s what they say about working with BST Consulting.

Adewale Akinyemi Head of Risk Analytics, Wema Bank

BST Consulting helped us implement a fully automated IFRS9 solution tailored to our models. Their team understood the regulatory requirements and translated them into a system that works seamlessly with our existing workflows.

Priya Mehra Senior Risk Manager, DBS Bank

The Basel training from BST was one of the most practical we’ve had. It bridged the gap between theory and application, and gave our risk team tools we could use immediately.

Chanda Mwansa Advisory Lead, PwC Zambia

Our engagement with BST on credit risk systems design exceeded expectations. Their ability to customize tools while ensuring compliance and usability was top-notch.

Book a Consultation

Work with a team that’s helped banks streamline risk, reporting, and regulatory compliance.

Book a consultation to discuss your goals and explore how BST can support your next project.

Get In Touch

Free Consultation

Insights & Resources

Expert perspectives on risk, regulation, and reporting.

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